The world around us is filled with uncertainty. Things we often take for granted might suddenly vanish or undergo significant changes– our future plans, our income, our quality of life, even our good health and existence. While some risks are beyond our control, there are others we can manage. Especially if we identify and acknowledge them early.
Growing up and maturing as an individual, planning and taking a mortgage, saving for retirement are all long-term journeys. The same principle applies to looking after yourself and your loved ones. By taking a proactive role in planning for your future you can find peace of mind, enjoy a more fulfilling life and increase resilience.
When the loss of your income affects your close ones.
A gap between the quality of life one leads- and for how long- vs what it could be.
By addressing the quality of life gap you also minimize the income gap
We recognize that approximately half of mortality cases can be attributed to lifestyle choices. We understand that you don't want to be taught how to live your life and that you may be overwhelmed by the multitude of wellness advice offered by the media. We respect that and our mission is to provide you with the tools, services and insights needed- in a format preferred by you- to manage risks in your own way. This empowers you to lead a healthier, more fulfilling, and longer-protected life.
By combining life insurance with wellness services and addressing these gaps, we're introducing a new form of life insurance – one that rewards a healthy lifestyle.
Traditional insurance often lacks personalization. Prices are typically based on broad risk models and averages. However, when we understand your commitment to a healthy lifestyle, we can offer you a substantially improved solution. For a cost similar to what you'd typically pay for standard life insurance alone, you'll receive both financial coverage and tools and services to support your well-being.
A sneak peak what kind of ambition we have and which kind of journey you can join
We begin by offering a package that combines life insurance with wellness services, giving you useful tools from the start at a lower cost.
In the next steps, we introduce a personalized wellness plan, a "maintenance book" for your life. This guide will suggest what steps and checks you need to stay ahead of risks
We roll out a "Lyfery score" to optimize your overall experience and costs.
At the same time, we're adding more wellness services and building a Lyfery Wellness Hub for you to shop around in.
We believe knowledge is valuable, so we'll provide info and data to help you make smart choices for your life.
Our plan includes growing across countries, starting in central and eastern Europe.
We rely on diverse partnerships. So, if our vision resonates with you, please feel free to get in touch.
“In times when people call health the new wealth, it is important to develop new concepts of life insurance. Concepts that actively support staying healthy are exactly the right answer to this trend.”
Bernd M. Müller
COO PIB Europe
Ex-Global Head of Business Model Development at SCOR
“Smart & Beneficial: Lyfery unique value proposition provides a “2 for 1” win for the consumer that is looking to purchase Life Insurance. It covers the Life Insurance need while motivating healthy choices.”
Global Head, Business Technology Strategy
Oracle Financial Services
“Health is something that cannot be overestimated. Any solution in this area that helps people to be more proactive, and is more efficient and convenient from the user’s point of view, is very welcome.”
Külliki Tafel-Viia, PhD
Global Head of Business Model Development
“Technological revolution and a deep knowledge of the finance industry have rewarded me with a number of successful start-ups and companies in the field. But thus far, no one has managed to really make a real breakthrough in life insurance.”
Founder & CEO
“Standard, non-life insurance has been digitized for a while now. Yet life insurance lags behind is now on the verge of a breakthrough. Healthy lifestyle awareness has increased substantially.”
Deloitte Central Europe ex-partner
Põhjala tehas developer
“Lyfery's concept of life insurance combined with the extension of healthy life years is 100% in line with HeBA Clinic’s future vision. Likewise, we see great potential for innovation in the synergy of health and insurance services.”
Ain Aaviksoo, MD MPH
HeBA Clinic Development Manager
“Insurance is a low innovation domain where breakthrough is difficult to achieve. Lyfery's concept is interesting and it addresses risks relevant to customers. The passion of the founders and the experience of the team are the reason why I believe Lyfery will succeed. This is why Compensa Life is helping them to achieve it.”
Compensa Life Vienna Insurance Group SE
Head of Compensa Life Estonia
“Lyfer's mission to combine life insurance with health behavior is a modern and refreshing approach to an otherwise traditionally boring product. Aside from offering long term peace of mind, finding the personalized solution has now been made very easy and cost efficient.”