Health Dividend is a unique benefit of Lyfery life insurance that takes into account your health behavior and lifestyle. It is based on various factors, such as physical activity, social health and preventive activities (e.g. participation in screenings), diet, blood pressure, body mass index and risk behavior (e.g. smoking, alcohol consumption). The amount of the health dividend is 0–50%, which reduces your insurance premium. It is calculated based on a questionnaire when signing the contract, movement data collected from smart devices and facial scanning technologies. The amount of the health dividend is updated once a year. If you want to know more, you can read here How do questions help determine your Lifestyle Score? Health Dividend