Your lifestile choices

will get you 2x better price

Your age

39 years

Life insurance

130 000 €

Monthly payment

26 €

SEB

Swedbank

Lyfery

Lifestyle Score – Your health choices matter more than your age

Fair Pricing

Your healthy choices deserve fair pricing – if you care about your health, we reward it.

Science-Based

The Lyfery score model takes into account your health behaviour, making the price even more affordable.

Reliability

Our partnerships are built on trust and transparency – Lyfery stands by you in every situation.

Everyday Assurance

We provide you with peace of mind, ensuring your loved ones are protected, no matter what the future holds.

Your personal life insurance solution

Your age

39 years
18
63

Life insurance coverage

100000€
25000
300000

Additional severe disability coverage

100000€
0
100000

Choose wellness packages:

Health coaching package
18.3€ kuus
Personalized health audit
13.0€ kuus

Monthly payment

Total

20.60€

  • Life insurance
    19.17€
  • Additional Severe Disability
    10.27€
  • Health dividends -30%
    -8.83€

The calculations are approximate and take into account the information you shared with us (sum insured and age). The health dividend is calculated based on a person living a healthy lifestyle. Your final offer may differ from the above. Please also note that the premium increases as you get older. You can review the payment schedule before signing the insurance application.

Customers about us

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Price depends on your health behaviour

We measure and take into account your health behaviour during assessment, resulting in a personalised and best possible price for life insurance on the market.

Based on your health behaviour responses, your personal Lyfery score is calculated, which will influence your annual life insurance premium.

The project “Technological development, testing, and demonstration of components of a healthy lifestyle scoring model” has received €34,580 in development grant support.

As part of the project, a model was developed to assess healthy lifestyle habits, enabling the cost-effective offering of life insurance that supports healthier living. The goal is to create a scalable, health-promoting product that can be expanded across Europe.

As a result of the project, the Lyfery app now measures lifestyle-related mortality risk on an individual customer basis.

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