Every child matters!
our life insurance can also bring a sense of security to children who need it most.
Lastefond supports seriously ill children whose everyday life depends on treatment, support equipment, or care that families simply can’t afford on their own. These are the stories where even a small contribution helps a child simply be a child.
Lyfery life insurance helps you protect your family’s future — and through this partnership, your sense of security can reach those who urgently need it too.
Over the years, Lastefond has helped thousands of families across Estonia. Their work continues thanks to caring people and partners who notice the children whose needs can’t wait.
By choosing Lyfery life insurance, you also help cover some of a small person’s biggest needs.
Every child matters.
Use the discount code LASTEFOND, and together we’ll donate €3 each month for 24 months — €72 in total — to Lastefond.
The story behind Lyfery life insurance
We created Lyfery because traditional life insurance often feels unfair. You work out regularly. You eat well. You don’t smoke. And yet you end up paying the same (or even more!) than someone who ignores the risks. That never made sense to us — so we wanted to build something better.
Together with scientists, doctors, and insurance experts, we developed lifestyle-based life insurance that reflects your habits. The healthier you live, the lower your risk — and the fairer your life insurance price.
Recognition
Lyfery life insurance won the “Insurance Achievement of the Year” award for its innovative approach — where your lifestyle helps determine your premium.
Trust
We offer insurance in partnership with Compensa Life (Vienna Insurance Group), so the financial risk is carried by a strong and reliable insurer.
Lifestyle Score
Your Lyfery price is based on your Lifestyle Score — the healthier your habits, the lower your premium. The score also helps you better understand your habits.
Up to 2× cheaper life insurance
Age: 45
Life insurance amount: 150 000 €
You can switch your existing life insurance in 3 simple steps
Fill in and sign the application
(about 3 minutes)
We’ll send you the policy
To review and sign
End your current insurance policy
Enjoy peace of mind with Lyfery
Lyfery Lifestyle Score — fair, science-based, and genuinely useful
The Lifestyle Score is designed to help you better understand your habits and see how they affect the length and quality of your life — as well as the price of your life insurance.
It’s built by Dr Taavi Tillmann, Associate Professor of Public Health at the University of Tartu and Lyfery’s lead researcher, together with Veikko Talmak, former Chief Actuary at Swedbank. They developed the model that makes personalised pricing possible in life insurance.
A mirror, not a judgement
- The Lyfery Lifestyle Score doesn’t judge you — it helps you understand your habits.
- Over time, you’ll get personalised recommendations that help you become healthier step by step.
- The more honestly you answer, the more accurate your score will be — and the better the recommendations.
Evidence-based full picture
- We focus on the 7 biggest health factors with proven impact.
- We don’t ask anything unnecessary — only what truly affects your health.
- We continuously update the model based on the latest research.
Healthier life, better price
- A fairer price — up to 50% cheaper, without complicated special conditions.
- Your results are based on you, not your genes or family history.
- Your results are based on you, not your genes or family history.
