Every child deserves a safe school day.
Your life insurance can also help create security for children who don’t get that feeling by default.
Kiusamisvaba Kool works so that no child has to go to school feeling afraid — so problems are noticed earlier, adults know how to step in wisely, and schools become places where a child can be themselves, without humiliation, exclusion, or silent suffering.
Lyfery life insurance gives your family financial security for the future. Through this partnership, that sense of security also reaches schools across Estonia — helping prevent bullying before it leaves a lasting mark.
A bullying-free environment doesn’t happen on its own. It takes dedicated teachers, evidence-based programmes, and strong partners who understand that feeling safe in childhood shapes the rest of life.
By choosing Lyfery life insurance, you help more children grow up supported, seen, and valued.
Every child deserves to be heard. Every child deserves to feel safe.
Use the discount code KIUSAMISVABA, and together we’ll donate €3 each month for 24 months — €72 in total — to support the work of Kiusamisvaba Kool.
The story behind Lyfery life insurance
We created Lyfery because traditional life insurance often feels unfair. You work out regularly. You eat well. You don’t smoke. And yet you end up paying the same (or even more!) than someone who ignores the risks. That never made sense to us — so we wanted to build something better.
Together with scientists, doctors, and insurance experts, we developed lifestyle-based life insurance that reflects your habits. The healthier you live, the lower your risk — and the fairer your life insurance price.
Recognition
Lyfery life insurance won the “Insurance Achievement of the Year” award for its innovative approach — where your lifestyle helps determine your premium.
Trust
We offer insurance in partnership with Compensa Life (Vienna Insurance Group), so the financial risk is carried by a strong and reliable insurer.
Lifestyle Score
Your Lyfery price is based on your Lifestyle Score — the healthier your habits, the lower your premium. The score also helps you better understand your habits.
Up to 2× cheaper life insurance
Age: 45
Life insurance amount: 150 000 €
You can switch your existing life insurance in 3 simple steps
Fill in and sign the application
(about 3 minutes)
We’ll send you the policy
To review and sign
End your current insurance policy
Enjoy peace of mind with Lyfery
Lyfery Lifestyle Score — fair, science-based, and genuinely useful
The Lifestyle Score is designed to help you better understand your habits and see how they affect the length and quality of your life — as well as the price of your life insurance.
It’s built by Dr Taavi Tillmann, Associate Professor of Public Health at the University of Tartu and Lyfery’s lead researcher, together with Veikko Talmak, former Chief Actuary at Swedbank. They developed the model that makes personalised pricing possible in life insurance.
A mirror, not a judgement
- The Lyfery Lifestyle Score doesn’t judge you — it helps you understand your habits.
- Over time, you’ll get personalised recommendations that help you become healthier step by step.
- The more honestly you answer, the more accurate your score will be — and the better the recommendations.
Evidence-based full picture
- We focus on the 7 biggest health factors with proven impact.
- We don’t ask anything unnecessary — only what truly affects your health.
- We continuously update the model based on the latest research.
Healthier life, better price
- A fairer price — up to 50% cheaper, without complicated special conditions.
- Your results are based on you, not your genes or family history.
- Your results are based on you, not your genes or family history.
